Motorcycle insurance policy has wrong bike model on papers. Bike got stolen. Am I screwed?
I recently renewed my motorcycle insurance (Mid august 2015). I did this on gocompare.com for a Honda pcx 125 scooter. Two weeks ago my scooter was stolen and upon making a claim I realised on my insurance papers that I'm actually insured for a Honda s-wing 125.
On gocompare.com in my saved quote searches it still says that I was quoted for a Honda pcx. At the time of taking the insurance out I had noticed that when it took me to the insurers website to confirm it had switched it to a s-wing and there was no option to select a pcx. I took the insurance out anyway with the intention of calling them immediately to change the model. However I completely forgot about it. So far they have not noticed but I assume they will. Am I totally screwed? Is there anything I can do convince them it was their mistake?
It was up to you to inform them BEFORE even driving on the road, it will state that you should check all details on the policy straight away and inform them of errors. You didn't to they can decline the claim if they want to.
They know what it is from the registration number don't worry
Does your insurance policy have the correct VIN number for your vehicle?
The insurance can identify the model by the VIN#. You should not have a problem.
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