18 year male old insurance price?
Hello I'm 18 and in a community college. I just boght a 1996 honda civic 2d. I have no credit and no tickets or accidents. I will be paying 6 months. In a advance with minimum insurance. In Pinellas county Fl. I will be driving from school and home (5 miles) 5 days a week. I looked at a insurance quat and it said 4k every 6 months…
You'll need to shop around for insurance. $8000/year sounds very high, are you sure you are not insuring your car for full coverage? With a 19 year old car, you only want liability… Unless you have a loan on that car, then you MUST carry full coverage.
Way too high. Get liability only. You don't need full coverage unless you have a car loan.
Call around to about six agencies that would run the gamut of companies. Try Esurance and the General online. You will pay through the nose due to age.
That seems excessive. $8000 a year?
Try eSurance, Progressive, and this lesser known one, nationalgeneral.com
Auto insurers vary widely, even for mature adults. $8,000 is absolutely ridiculous! In addition to the suggestions above, try contacting an independent agent in your area who represents several different insurance companies so they can cost-compare for you. Your premium for these companies won't be any hire than if you didn't have an agent.
If you are on good terms with your parents or an uncle, ask if you can add yourself and your car to their policy if you pay the premium. Yes, you can still be the owner and primary driver. But just having a policy under a more mature adult can significantly reduce your rates.
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