Full coverage or Liability?

Okay so for some crazy *** reason when I went to buy a car or lease from the lot, to put me on my parents insurance I was about 500 or whatever under full coverage… I'm 20 and had a license for 2 years and have no tickets or accidents, now before you go crazy understand my brother is 20 as well and he is on insurance with a leased vehicle full coverage for 250… WHY IS THAT? He leased a Honda Civic 2015. I got a quote for the same car its 500 to be on the policy. He has the same record as me also. We use Progressive as well. There are 3 people on the policy right now(mom dad and brother) also getting a quote on my own which is mind boggling, the rate is lower… Help please.

Okay so, simply ask the insurance company about the difference… Okay so? Also, okay so, make sure that you are not comparing apples to oranges, okay so. Okay so, get some other quotes form other insurance companies to see if you can get a better rate. Okay so.
Or whatever?

Okay so… Why would a person begin a question with "okay so"?

Grammar matters

So, you have not been listed as a driver on your parents policy? If so, then you are a new driver, so would cost more.

But, only Progressive can answer the question.

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