How much am i looking at for insurance?

Please don't make any rude comments because i've already had a lot of time to think abut my mistake, but i'm 19 years old with a pending dui. I'm working towards getting privileges but in order to do that i need a car and insurance, and i'm not sure if it depends on the type of insurance you have or what but i wrecked into a fire hydrant and i was with all state at the time, and it's about 5 grand to pay the fire hydrant off, not to mention i was a high risk driver. I don't have a new car yet and i know insurance depends on the type of car but let's just say it's a basic four door car, like a honda civic for example. I'm just looking for the general amount i'd be looking at.

Rather than asking for wild guesses, pick up the phone and call some insurance agencies where you live.

I suggest you should be sitting down.

Sorry, anon, but no one here or anywhere else can answer you… This Q has been asked at least 100000 times and the answer is always the same - you need to contact several insurance compaines to get their quotes… They use many factors to provide quotes

Hi so why not ask an insurance company for a quote.

The other answers are correct in saying that we can't tell you how much your insurance will cost. What I can tell you is that not everyone will be willing to insure you now. When you do find someone who will insure you, you can pretty much double (or triple) what you were paying before the accident/DUI, and you'll have a pretty good estimate of what insurance will cost for the next 3-5 years.

Call and ask… Expect to pay a high rate.

The only place you can find an answer to this is from an insurance company.

Insurance with a pending DUI? You're looking at somewhere between through the roof and astronomic. That's from the companies that will even offwr to quote a 19 year old with a DUI. Many won't even touch you.

Lots with a pending DUI and being under age 25.

Don't even try on line, go talk to an agent in person.

IF, in fact you (was) a high risk driver "implies" that you either had prior accidents and/or tickets.

Now lets add being drunk and hitting a fire hydrant pole, so no dispute of fault and All State will pay for the fire hydrant pole damages. The only good news in your question is that you did not hit another vehicle, nor caused injuries to (another) driver/passenger.

With a DUI, it stays on your record from anywhere of 5 to 10 years, depending in what state you live in, thus (any) insurance you buy will be expensive, just for having the DUI on your record.

The type of car may or (may not) matter, since most insurance is based on (risk) which is how likely you are to be in an accident, thus insurance has to pay. With a DUI, in most states have to get a SR22 (cost more) and may have to have an interlock device, (pay to install in your car)

The odds are that what you (was) paying, expect the cost in the future to be a minimum of (3 or more times) more of what you are currently paying.

NO ONE can get you the correct answer, only a insurance agent or broker can, which is what you will need, since once your policy is set to expire, then All State won't renew you, thus start calling agents for quotes now.

Considering your age, the DUI and property damage, you may not have to buy insurance. You might lose your license. When no insurance company will insure you, you will have to go to your state's Assigned Claims Plan. That can mean $5,000 per for minimum liability coverage.

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