How much for a honda civic windshield replacement?

Long story short my 2007 Honda civic has a chip in the bottom middle of the windshield with 4 cracks, one up, down, left, and right. I'm pretty sure the whole thing needs replaced now. What am I looking at for cost? And will insurance cover it?

my guess is that the windshield already had a chip, then it either got hit with a basketball at school (there's a print right beside one of the cracks) or the sun just heated it up and caused the cracks.

They're usually around 120-150 dollars. Some places sell good used ones for around 100 installed.