Getting a $4000 loan to buy a car? No credit?

I'm 18, Just got my license… But I really need a car. I don't have family that are willing to help me in Anyway get a car. I only have 700 saved up after working almost two months… Which is ridiculous… I only work part time, so a job is a job…
I've been driving around my brother in laws car when he doesn't need it, but nights like tomorrow we both work, so I can't just borrow his car. So I'll probably have to drive my grandpa's van, which I've never done before, because I get off too late for him to get out.
Its just becoming an issue.
My dad is very picky, and he wants me to save like 3000 to buy a car off of Craigslist,. That scares me a lot. I don't want it to break down and stuff.
After doing some research, I found a car at a local honda dealership, they're only asking $3,995 for the car.
So I would be asking for a 4000 loan… Which I'm pretty sure I can do.
I make about 1000 a month though, not much at all. But My college this.year is completely free, I live at home, with my granpatents, taking care of them, so the only bills I could have is this loan, insurance, and gas.
Or I could just keep trying to save and driving my grandpa's giant, wheel chair accessible van that I can't park…
I don't know what to do and need some advice.
Every time I bring it up with my dad, he treats me like an idiot.

1st of all, you don't NEED a vehicle ; you may want one, which is a big difference…2nd - no dealer will provide you with a loan w/o a cosigner…3rd - you need to think of All the costs of vehicle ownership: insurance - VERY expensive for youngsters ; registration ; maintenance ; fuel ; emergency funds ; etc etc.4th - the vehicle at the honda dealer will end up costing you about $ 8000 at least what with the loan fees, interest, etc etc

At 18 with a part time job one thing you don't NEED is a 5 grand loan hanging around your neck.
If you WANT a car then you must find a full time job and work for it
A 4 grand car from a dealership is going to be a money pit regardless of any spiel they may feed you, things will go wrong with it and you'll find any warranty offered isn't worth the paper it's written on.

Getting your car is a good thing. There are a lot of cars that won't break down even for $2000 or $3000. If i were you I would buy a car for less than $3000. There are a lot of great reliable cars out there. You should be looking at low milles but late 1990s or early 2000. Check CARS.COM as well! For that kind of budget i would suggest: Ford Focus (Really reliable cars), Ford Taurus, Honda Accord, Honda civic, SAAbs, Volvo s60/s80. The thing is this don't buy a car with a fear of unreliability. Just be Fearless and go for it. I think if you are taking a loan either go for a $8000 loan and buy a new car or get a loan with $3000. There are some stylish cars you can buy under $3000. Jaguar Xtype, Cadillac Eldarado, Buick Lesabre (not so stylish) But a tank of a car! I would recommend Jeep aswell. They are thirsty but will go on forever an Subarus as wel. So Forester, legacy outback

"So I would be asking for a 4000 loan… Which I'm pretty sure I can do."

Wrong. You will not qualify for a loan on your own. You need a cosigner with good credit and sufficient income.

A car from a Honda dealership is no better than a car from a private party. Financing is impossible without a strong cosigner. Even then, $100 a month isn't happening.

Listen to your dad. He is you with more experience.

As far as him treating you like an idiot… You just feel that way because you know he is right.

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You really don't need car debt.

Not a chance. In addition to the credit/credit history, banks look for no less than 6 months of unbroken full-time employment, and minimum verifiable income of no less than $1700-$2000 per month. Without great credit, you're NOT getting a loan on a $3,995 vehicle. Used cars (older ones with high miles) require better credit than brand new cars, and even discounting that, you don't meet the income requirements.

My recommendation would be to buy a beater for cash, put liability insurance on it, and drive it until the wheels fall off. When you're in a better place in life (out of the house, done with school, working full-time for more than minimum wage, and no longer dependant on friends or family for anything), then consider a new(er) car. For now, rest assured that your dad is right. LIsten to him, he knows what he's talking about.