What is your monthly car payment?
Just wondering. I'm planning on purchasing a used 2010 and beyond Toyota, Nissan, or Honda car of any brand, by affordability. What should I expect to be my monthly payment if I found a car between 10k and 20k?
Depends how much you borrow and how long the terms are. No need to guess, use an online calculator:
I just bought a car last week for 11,995. But there was a 4 percent interest rate on the loan and I also bought a extended warranty. My payment is 245/month for 5.5 years. The total loan was about 17,000 after the finance charges and everything. If your credit is horrble that can jack up your payments
Usually around 20 dollars a month for each 1000 dollars borrowed
I've never had a car payment. I buy used and things I can afford to pay cash for.
That way I will never be paying interest on a depreciation.
The math is fairly easy with an internet calculator. Qualifying if you don't understand car finance might not be.
Don't finance for longer than 48 months. And 36-42 if its under $12k.
Do you have a full time job, income over $1700 a month and good credit?
That's generally what it takes.
I have three cars, payments are zero. Car payments will rob you of your ability to invest and build wealth. There are plenty of on-line calculators to use for payment calculations. Those payments make someone else's wealth building plan work - but not yours.
Never had a car payment in the 50 years on this planet, I save my money and pay Cash. I buy a Rig every three years. With my trade in a never pay alot. Have a older durango, and a 2014 Challenger.
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