Can i trade in my car or refinance after 7 months of my credit is bad?
I financed a Chrysler 200 after my dad died i guess just to feel like i had control of something i don't know but it was 29,000 ( i traded in my Toyota and had negative equity) i kept that car for 2 years but the payments were to high and i was so stressed so i did a voluntary repossession but didn't know i would be losing my job so instead of getting the car i wanted i got what i could afford but I'm paying $379 a month for a 2013 Honda that sucks. I really want to get a SUV once I've been at my new job for 6 months but i don't know if it's even an option. I thought about just buying a car at an auction and giving up this one to but then I'd never get my credit to 700
Likely you are upside down on the loan and no one is going to want to take the risk.
( i traded in my Toyota and had negative equity)
You didn't learn your lesson last time did you? The Honda is a good car, reliable, relatively inexpensive to insure and gets good gas mileage.
You can but there's even MORE negative equity. Stay with what you have and make payments on time.
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