What is a better lease option for a 2015 Honda Civic EX?
DWN: $2000, MTH: $173.91(includes money factor but not tax. Will try to negotiate to $165.00)
DWN: $3000, MTH: $145.72(will try to negotiate to $138.00). Both are on a 36 month lease. I'm also thinking about purchasing to buy at the end of the lease. Residual value is $13,188.00. Should I try to negotiate lower monthly payments?
First off I need to tell you leasing is a very stupid idea. You are limited to mileage and any damage at time of return and you will have spent over $8000.00 for nothing but a rental car and then you want to buy it back at a retail price, your nuts. And the biggest laugh is your idea your going to get the payments down, fat chance.
They're exactly the same with different money down. Identical leases.
No lease is a good lease. Just like no gunshot wound is a good gunshot wound.
It appears they are using the same money factor and the payment difference is due to the extra $1000 due at signing.
I understand why your leasing it (your broke as **** and need a car NOW) but do you have at least 5k? If so, do the $3000 down. Of course they're both the same in the long run. The 3k will just make you more aware of your spending habits from here on.
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