How much will my auto settlement be?

I was involved in an auto accident. I was driving a 08 Camry and other party was driving a Honda CRV) Please see the picture for damage to the other party's vehicle.
Two cars driving 60mph on freeway, both tried to change into middle lane at same time and struck each other. My insurance company (Allstate) has determined 50% liability and the their insurance company (I do not know what company they have) has not determined anything yet.
The other party has hired a lawyer and sued my insurance company. I have also hired a lawyer on my behalf but he did not sue them yet (and I'm growing impatient with my lawyer.)
I do not know how much they're suing for, but my Allstate agent tells me they claim their medical fee (including surgery to neck) to be about $65,000. I also sustained injuries. I've been going to chiropractor and maxed out my $10k personal injury protection plan but did not have any surgeries.
Here's the problem. I'm worried that my policy limit will not be big enough to cover the accident. See attachment for my policy.
Keeping in mind that this accident will most likely settle at 50/50 liability, and considering the damage to their CRV and considering that the other party claimed they had a $65k surgery, how much will this case likely settle at? If the full value of the accident is $100,000, will my insurance only have to pay $50,000 since I only have 50% liability? What happens if the value of the accident settles at over $100,000? Added (1). Heres my policy
Coverage and Deductibles as of 09/25/2013
If discrepancies exist with the coverages on the claim, the declaration page at the time of loss takes precedence.
Coverage Deductible Coverage Limit Per
Person / Occurrence
Bodily Injury Liability Not Applicable $50,000/$100,000
Comprehensive (Full) $2,000
Personal Injury Protection Not Applicable $10,000
Property Damage Liability Not Applicable $50,000
Roadside Help Not Applicable $100
Underinsured Motorist Bodily Injury

Nobody here can possibly know. You are asking us to forecast the future. Maybe a good psychic can tell you what the future holds for you? If not, you will have to wait to see how it all works out

They will have to prove that surgery is legitimate. You do realize going to the chiropractor does not count as medical expenses, its a tactic that greedy people use, in lawsuit. Go to a real doctor, and get statement of your injury and sue the other person. The other company or plaintiff is waiting and see what you would do, they will try to drump up claims.

The insurance is only going to pay up to the coverage limit in your policy.