Accident at My Fault Need Repairing Advice?

Was involved in an accident just recently. Hit a pick up truck and no damage was done, but my 2007 Honda Accord Sedan had damage in the front, the hood area, and stuff is bent around the coolant area. Hood hard to close when popped Some leakage after returning from auto shop. We were okay, no info exchanged. Questions:
1. I have AAA insurance, will my premium go high? Been in an accident before at the end of 2016 with my fault and insurance was involved, premium rose. $500 deductible I think. Don't want on my record, so stay away from insurance?
2. Lie to my insurance and say it was hit and run? My conscious says no to this and if they do investigation and if I get caught lying I could be in trouble.
3. There's also the option of not getting fixed, but it can be damaged more and planning on buying new car next year. If I sold in this condition, guy at my auto shop said would prolly be worth more after repairing so more bang for my buck.
5. This seems like the best option. My local auto shop which I mentioned in #4 are willing to have my car fixed for $1429.52. Could be a little bit more now since there was leakage after I came back from the auto shop and it wasn't there before. They went from $2600 to $1429.52 My car's mileage in is 130,744. It's LX. Below I have pictures of the damages of my car, pictures of information regarding my car, and pictures how much it would cost to be repaired in detail. Below is an image of my charges. Should I do it or no?

Added (1). Could only do 1 pic and that's the best it will show, but my front is damaged and while fixing the front other things will have to be fixed and replaced. If you can make the picture better once you click on it that will be great. Not a computer expert. Only expert in asking a bunch of questions. Thanks

Added (2). I did not have first accident forgiveness and my premium rose. Also insurance more likely to charge much more than 1400. Accident at My Fault Need Repairing Advice

I think you're right that #5 is the best option. You for sure need to get it fixed, because a damaged coolant system is a real problem, whether it's leaking or not. Your premiums will probably go up since you've been in two accidents that were you're fault, so best to just eat the cost of these repairs & save money in the long run by leaving them out of it. Definitely do NOT lie to them about the nature of the accident, because not only will they instantly drop you but you can also get in big legal trouble in the name of fraud for doing that.

If you hit the truck the damage is to your front end. How are they not going to figure out that the accident is your fault? When it's your fault, hit and run does not apply. You can go to jail for insurance fraud.

Your car is leaking and the hood barely closes. It needs to be fixed. Your deductible is $500. Keeping it off your insurance will cost you $929 extra. No one here knows whether you have first accident forgiveness or not because you didn't tell us. It doesn't sound like you know either. Perhaps you should talk to your insurance company about your policy before you make a decision about whether you want to make a claim or not. I too would be leaning towards option #5. $900 seems like a small price to pay to have a clean insurance slate.

It troubles me that you would even think lying to your insurance company is a good idea.

Any accident where the damage to any vehicle or other property exceeds $500 is required to be reported by law, not only to your insurance company but to the DMV or the police, usually within 72 hours. If you don't do that and the other driver decides to report it, or the repair shop reports it, then you will not only face increased insurance rates, you could be charged with failure to report an accident, which is considered a misdemeanor in most states, even if the damage was only to your own vehicle. The typical fine is about $1000 . Call your insurance company, pay the deductible and accept the higher insurance rate. You're essentially committing fraud by keeping it from them.

I stopped reading when it became evident that you didn't call the police and didn't notify your own insurance company. Because of this, your company may not even now honor any claim.

Do the math. If your insurance pays out $500. And **IF** (rates don't ALWAYS go up) your insurance goes up $50.00 for 2 years would you still be afraid of using your insurance?
People who won't use their insurance because of the fear of a rate increase are among the most foolish people around.

Accident? Always call the police and then notify YOUR insurance company… Always!

If you lie to the insurance, then it is considered fraud, so don't even consider this. Also, with your damages to the front end would not make sense, since this sounds like a rear end accident, and (only) if you had been hit in the rear, then it (could) be believe-able that someone hit you and fled.

If in fact you have leakage and your coolant system is damaged, then that cost will be added to your cost to fix.

If you file a claim, then insurance will pay the cost to fix (minus) your $500 deductible, no matter if it is $1,500 or $2,000, it is what the cost to fix. And yes, since this will be the 2nd at fault accident, then your insurance will go up, since both of them are less than 3 years old.

So do you have the cash to fix this or not? A year from now and if not repaired, then it will then get rusted, thus worth even less. Or, if you was to get into another accident (before) you sell your car, at fault or not at fault, then insurance will see the (old) un-repaired damages and can (reduce) the cost to fix or repair later.

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