How much will car insurance will cost me?
I want to lease a new 2014 Honda Sedan
Getting my licence in june
18 years old/ $800 a month
How much will it cost if my dad get an insurance
same car
He got his license exact year ago good credit score
Aproximately $1,839,000,000.00 a month.
You will have to ask an insurance company.
How would anyone here know what an insurance company might charge you?
BEFORE, you lease this car, call an agent that does business in many companies and ask them.
At age 18, am guessing the $800 per month is your income, not the car payment?
Newly licensed, so no experience driving, young, and if you lease this car, you MUST have full coverage. Most likely the cost of insurance will be MORE than the lease payment.
Even if your dad was to lease the car and add you as a driver, it would be cheaper, but, since he has only been licensed for 1 year will be more than someone who has been driving for years.
Why not save your money and buy a car for cash, then won't need full coverage, which might want you around $200 per month for liability only.
Please, call 1st and find out, rather than later and a few months from now, state, can't afford the lease and insurance.
800 a mo. You're nuts to pay. DO NOT LEASE. Seems you want more car than you can afford & the goal should be to OWN the car in hopefully the future. I'd get something you can afford to buy & pay off. I BOUGHT a car near $30k & payments were a bit over $500 mo for 5 years. Negotiate first & foremost THE PRICE. Then see what the payments are. First find out with good credit what interest rate you qualify to get which will be thge same no matter what car you choose to buy. THEN view total out the door (car, tax lic. & registration fee's) THEN calculate pmts with the interest you qualify for. Your very first car can't possibly be $800 a month, you're nuts if you pay this. Plus leases are very different than a loan.
I'd bet at a different dealer, you might get the same car, for nearly half that payment. Save up for a down payment, then either negotiate the price down or buy a great used car that is the "more car" you seem to want. I just can't see ANY honda being over $30k? Or are they pounding you with some other fee's packed hidden in the deal?
Again, DO NOT LEASE. Buy, pay it off, keep no payments ownership as long as possible, save to buy a residence you will also own one day.
Approx $350-$400 per mo. Depends on whether he's right handed or left, hair & eye color, dietary requirements, his IQ, etc. If his IQ is similar to your's, then double those amounts.
Ask an insurance agent.
It will still be high considering you are a new driver.
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