Can i trade in my car or refinance after 7 months of my credit is bad?
I financed a Chrysler 200 after my dad died i guess just to feel like i had control of something i don't know but it was 29,000 ( i traded in my Toyota and had negative equity) i kept that car for 2 years but the payments were to high and i was so stressed so i did a voluntary repossession but didn't know i would be losing my job so instead of getting the car i wanted i got what i could afford but I'm paying $379 a month for a 2013 Honda that sucks. I really want to get a SUV once I've been at my new job for 6 months but i don't know if it's even an option. I thought about just buying a car at an auction and giving up this one to but then I'd never get my credit to 700