To make a long story short we've paid £2000 with Mother as main driver and me (her son) as a named driver on a 2005 Honda Accord Sport CDT-I Diesel. It's hardly a Rolls-Royce!
I was hoping to buy a new car and get my own insurance but the insurance on our family car is eye-watering if i got it for myself with quotes around £3300.
I guess i will have to put off buying a nice new car until i'm more insurance friendly but how do i do this?
I've been a named driver on my mothers policy for 12 years, I'm a teacher at a local school which takes me under 10 mins and 1.2 miles to get to. I had one accident the year I passed and not a single scratch on any vehicle i've ever driven since including work vans, company cars and have never had a driving conviction of any sort.
I'm an internationally experienced driver and if i can survive Indian/Pakistani roads and the Swiss Alps then why can't they just give me an advanced test or something and bring down my car insurance. I know I'm ranting but I just don't want to extorted and the frustration of having to share a car with family at 30 is humiliating.
How do I make myself super insurable?